How Measurement of Inequalities in Wealth by Race/Ethnicity Impacts Narrative and Policy: Investigating the Full Distribution

In recent decades, analysts and researchers have expanded understanding of economic security by adding wealth to traditional income measures of economic security, documenting substantial and growing inequalities in wealth in the USA that exceed notable income inequalities. Racial disparities in wealth have been well-documented and represent a major barrier to economic equality for communities of color. However, while the racial wealth gap is typically measured at the median due to the substantial skew of the wealth distribution, much remains unknown about racial disparities across the wealth distribution. This study aims to advance analytic discussions about measurement of racial wealth disparities examining recent trends in wealth by race/ethnicity using a more complete view of the wealth distribution. Using the Survey of Consumer Finances (SCF) from 2001 to 2013, results reveal that racial wealth disparities across the distribution are even more widespread than an examination of central tendencies alone can observe. Also, while all households experienced notable wealth declines in recent years during the Great Recession, African American and Latino households across the distribution of wealth were particularly affected. From 2007 to 2013, the 75th percentile of wealth for African Americans and Latinos fell by approximately 50%, while losses for whites at the third quartile were just 15%. Similar differences in impacts of the economic downturn are seen across the distribution. Examination of net worth trends over the period reveals that losses were disproportionally experienced by households of color across the wealth distribution.     

Diverging Fortunes: Racial/Ethnic Inequality in Wealth Trajectories in Middle and Late Life

The primary aim of this study is to examine whether racial/ethnic inequality in wealth dissipates or increases between middle and late life, and by how much. To address this aim, this study draws on critical race and life course perspectives as well as 10 waves of panel data from the Health and Retirement Study and growth curve models to understand racial/ethnic inequality in wealth trajectories among whites, blacks, and Mexican Americans (N = 8337). Findings show that, by midlife, significant inequalities in net worth emerge between whites and their black and Mexican American counterparts. On average, white households have amassed a net worth of $105k by midlife, compared to less than $5k and $39k among black and Mexican American families, respectively. Moreover, whites experience much more rapid rates of wealth accumulation during their 50s and 60s than their minority counterparts, resulting in increasing wealth disparities with age, consistent with a process of cumulative disadvantage. At the peak of their wealth trajectory (at age 66), whites have approximately $245k more than blacks and $219k more than Mexican Americans. A wide range of socioeconomic, behavioral, and health factors account for a portion, but not all, of racial/ethnic inequality in wealth, suggesting that unobserved factors such as parental wealth, segregation, and discrimination may play a role in the production and maintenance of wealth inequality.     

Discrimination and Help-Seeking: Use of Professional Services and Informal Support Among African Americans,Black Caribbeans,and Non-Hispanic Whites with a Mental Disorder

This study used data from the National Survey of American Life to investigate the use of professional services and informal support among African Americans, black Caribbeans, and non-Hispanic whites. Multinomial logistic regression was used to examine the association of race and perceived discrimination with the use of professional services only, informal support only, both professional services and informal support, or no help at all. Fifty-one percent of the sample used both professional services and informal support, 16% relied on professional services only, 20% used informal support only, and 13% did not seek help. Before controlling for other factors, African Americans and black Caribbeans were significantly less likely to receive either professional or informal help compared with whites. When everyday racial discrimination was included, racial differences in not seeking help were no longer significant. Household income also influenced the relationship between race and help-seeking. Other factors significantly associated with help-seeking include age, gender, education, employment status, insurance coverage, type and severity of disorder, and subjective closeness to family and friends. The association of these factors and implication of the findings for future research and mental health service delivery will be discussed.     

Immigration and Economic Conditions Among Older Asian Americans

This study compares native-immigrant gaps in economic conditions among older Asian Americans to those in other racial groups. This study uses the American Community Survey data collected from 2006 to 2010. The sample consists of Asians, whites, blacks, and Hispanics, who are 65 years old or older (N = 2,205,148). The dependent variables are per capita income, poverty, asset income, homeownership, and vehicle ownership. This study employs linear and logit regressions. Analysis results show that older native Asian Americans’ economic statuses are comparable to or better than older native whites. Older immigrant Asian Americans’ economic situations are worse off than older immigrant whites but better off than their black and Hispanic counterparts. Regression analyses indicate that native-immigrant gaps among older Asian Americans are significantly larger than those among other racial groups. These findings suggest that the public perception of economically successful immigrant Asians is not consistent with the economic reality of older immigrant Asian Americans. Analysis results call for further research on native-immigrant gaps among older Asian Americans and policy interventions to enhance economic security among older minority groups, including older immigrant Asian Americans.     

Wealth Mobility of Families Raising Children in the Twenty-First Century

Wealth inequality between the top and bottom deciles has grown over the last 20 years (Piketty and Zucman in Wealth and inheritance in the long run, Centre for Economic Policy Research, London, 2014), as has the racial wealth gap (Shapiro et al. in The roots of the widening racial wealth gap: explaining the black–white economic divide. Institute on Assets and Social Policy, Brandeis University, Waltham, 2013. http://iasp.brandeis.edu/pdfs/Author/shapiro-thomas-m/racialwealthgapbrief.pdf). Within these broad trends of inequality, some families are able to get ahead and grow their wealth, while others are not. Yet we do not understand well the critical variables that increase the likelihood of wealth mobility across the life course—within the same generation. This paper addresses this gap and investigates the following questions: What accounts for intra-generational relative and absolute wealth mobility for families with children in the first decade of the twenty-first century? And how does it differ by race? The paper draws on two longitudinal data sets—the Panel Study of Income Dynamics household survey data matched with neighborhood-level US Census data (1999–2011), and the IASP Leveraging Mobility (LM) study (1998–2011). Applying an integrated mixed methods design, analyses are conducted in three stages: (1) A grounded theory analytic approach of the LM data determines key variables of wealth mobility: homeownership, income, employment characteristics, extended family wealth, negative life events, and neighborhood factors; (2) regression analyses test these indicators for absolute and relative wealth mobility; and (3) recontextualization through further analyses of LM data deepen the regression results by illustrating the pathways of significant wealth mobility predictors. Results reveal that increasing family income, larger family transfers, consistent long-term homeownership, and in some cases white-collar occupations increase the likelihood of upward relative wealth mobility. Negative life events, higher rates of neighborhood poverty, and black race are negatively correlated with the amount of wealth growth. These key drivers of wealth mobility highlight the need for targeted policies that reinforce and expand opportunities for all families to build wealth over the life course.     

Racial Disparities in US Infant Birth Outcomes: A Protective Effect of Military Affiliation?

Research has been unable to determine why African Americans have higher infant mortality and preterm birth prevalence than whites, even taking into account measurable social and economic differences. This is, in part, due to the difficulty of adequately measuring the impacts of racial inequality and residential segregation. As an alternative approach, this paper comparatively examines infant outcomes among military-affiliated and civilian black and white women. The military setting provides higher-than-average economic equality and universal healthcare access. Although military-affiliated populations are usually left out of most major datasets, we construct a new variable that allows us to identify military affiliation using the CDC’s PRAMS survey data. Multinomial logistic regression analyses show that there is a negative association between adverse birth outcomes and military affiliation for both white and black women. Thus, the black-white infant mortality gap persists in the military even though black affiliates experience significant improvement in outcomes relative to their same-race civilian counterparts. Nevertheless, the black-white disparity among military-affiliated women is somewhat lessened compared to the black-white civilian disparity.     

Differences Between African Americans and Non-Hispanic Whites Utilization of Clergy for Counseling with Serious Personal Problems

There is a paradox in research on African Americans and non-Hispanic whites in the utilization of clergy. Research finds that African Americans have higher levels of religious service attendance and higher levels of contact with clergy. Research also finds that despite this, African Americans are less likely than non-Hispanic whites to seek out assistance from clergy for psychiatric disorders including depression and anxiety. The goal of this paper was to investigate race differences in the use of clergy for counseling for serious personal problems. It uses the National Survey of American Life. We find that non-Hispanic whites were more likely than African Americans to use clergy for a serious personal problem. The significant difference between African Americans and non-Hispanic whites appeared to be mediated by the fact that African Americans were more likely to have seen clergy in a religious setting and non-Hispanic whites were more likely to have seen clergy in other settings including hospitals.     

Young,Black, and (Still) in the Red: Parental Wealth,Race, and Student Loan Debt

Taking out student loans to assist with the costs of postsecondary schooling in the US has become the norm in recent decades. The debt burden young adults acquire during the higher education process, however, is increasingly stratified with black young adults holding greater debt burden than whites. Using data from the NLSY 1997 cohort, we examine racial differences in student loan debt acquisition and parental net wealth as a predictor contributing to this growing divide. We have four main results. First, confirming prior research, black young adults have substantially more debt than their white counterparts. Second, we find that this difference is partially explained by differences in wealth, family background, postsecondary educational differences, and family contributions to college. Third, young adults’ net worth explain a portion of the black–white disparity in debt, suggesting that both differences in accumulation of debt and ability to repay debt in young adulthood explain racial disparities in debt. Fourth, the black–white disparity in debt is greatest at the highest levels of parents’ net worth. Our findings show that while social and economic experiences can help explain racial disparities in debt, the situation is more precarious for black youth, who are not protected by their parents’ wealth. This suggests that the increasing costs of higher education and corresponding rise in student loan debt are creating a new form of stratification for recent cohorts of young adults, and that student loan debt may be a new mechanism by which racial economic disparities are inherited across generations.     

Exploring Neighborhood Effects on Health and Life Satisfaction: Disentangling Neighborhood Racial Density and Neighborhood Income

This study examines the independent and synergistic influences of neighborhood racial density and neighborhood income on several indicators of health status and life satisfaction in a sample of 311 adult African Americans living in New York City. This is made possible by the two-stage sampling procedure that was used in the collection of the data, ensuring that respondents?? neighborhoods vary on both racial density and income. Findings from a series of OLS regression models that adjust standard errors to account for the non-independence of observations demonstrate that neighborhood income moderates the relationship between racial density and health and life satisfaction. When neighborhood income is low, high neighborhood racial density is detrimental for health and life satisfaction. However, when neighborhood income is high, neighborhood racial density is protective for health and life satisfaction. These results indicate that the role of neighborhood income needs to be considered when examining the relationship between neighborhood racial density, health, and life satisfaction. Moreover, these findings may provide insight for understanding the past conflicting results.     

Racial Prejudice and Spending on Drug Rehabilitation: The Role of Attitudes Toward Blacks and Latinos

We enhance understanding of the prejudice-induced "color coding" phenomenon among whites by determining whether racial and ethnic prejudices are associated with a previously unexplored policy outcome, spending on drug rehabilitation. We examine attitudes toward both blacks and Latinos; the latter is a group largely ignored in previous research. We assess the impact of several types of racial/ethnic views, including those that manifest modern/indirect prejudice (e.g., stereotypes about violence, individualistic causal attributions) and those that reflect social-distance-based traditional prejudice (opposition to residential proximity and to interracial marriage). These relationships are examined using data from the General Social Survey. Bivariate results support the linkage between both traditional and modern prejudice and rehabilitation spending. Logistic regression analyses also indicate that support for rehabilitation is racialized: Attributing race differences in socioeconomic outcomes to "structural" factors, namely discrimination and lack of chance for education, is associated with believing rehabilitation spending is inadequate, controlling for the effects of other racial/ethnic attitudes and background factors. The relationship between this measure of modern prejudice and the outcome is consistent with color coding. The implications of the findings are discussed, and suggestions for future research that further examine the scope of color coding are offered.     

Race,SES, and Obesity Among Men

Over the last decade, obesity has increased significantly among men but few national studies have empirically examined racial and socioeconomic differences in obesity among men. In this paper, we utilized logistic regression to evaluate the potential associations that race and socioeconomic status may have with obesity among men in the National Survey of American Life: an in-person household survey of non-institutionalized U.S. blacks and whites who lived in communities where at least 10% of the community residents were black Americans. A greater proportion of black men were likely to be obese than white men, but no interaction among race, SES, and obesity was detected when potential confounding variables were included. There was not a relationship between SES and obesity for white men, but there was an apparent positive relationship between SES and obesity for black men that did not remain significant in adjusted models. No relationship was found between age and obesity among black men, though white men who were 55 and older were more likely than those 18–34 to be obese in confounder adjusted models. Among white men, no relationships were found between obesity and education, household income, or marital status. Black men in the lowest income category were less likely to be obese than those in the highest income category, in bivariate but not adjusted models. These findings suggest that the way racial, economic, stress and behavioral factors combine to affect obesity in black and white men may be different.     

A Paradox of Bias: Racial Differences in Forensic Psychiatric Diagnosis and Determinations of Criminal Responsibility

Although there is substantial evidence that African Americans receive unequal treatment in both the healthcare and criminal justice systems, less research has investigated the role of race when these two systems converge. Here, we examine the influence of race on patterns of forensic psychiatric diagnosis and determinations of criminal responsibility in pre-trial correctional facilities (e.g., forensic psychiatric hospitals). Data are from a medical chart review of 129 randomly selected competency evaluations that occurred in a pre-trial correctional psychiatric facility. Consistent with previous research, findings indicate that African Americans are disproportionately diagnosed with highly stigmatized psychotic spectrum disorders relative to whites. In addition, they unexpectedly indicate that African Americans are significantly more likely than whites to be found not criminally responsible by the court-appointed evaluating mental health professional, controlling for sociodemographic characteristics, number of violent and non-violent charges, and other potential confounding variables. Mediation analysis reveals the important and previously undocumented finding that the effect of race on criminal responsibility determinations is fully mediated by differential diagnosis. This suggests that patterns of racial inequality and potential bias in the diagnostic process may confer medical resources and other benefits for African Americans in the context of the criminal justice system.     

Who has Housing Affordability Problems? Disparities in Housing Cost Burden by Race, Nativity, and Legal Status in Los Angeles

Housing costs are a substantial component of US household expenditures. Those who allocate a large proportion of their income to housing often have to make difficult financial decisions with significant short-term and long-term implications for adults and children. This study employs cross-sectional data from the first wave of the Los Angeles Family and Neighborhood Survey collected between 2000 and 2002 to examine the most common US standard of housing affordability, the likelihood of spending 30 % or more of income on shelter costs. Multivariate analyses of a low-income sample of US-born Latinos, whites, African Americans, authorized Latino immigrants, and unauthorized Latino immigrants focus on baseline and persistent differences in the likelihood of being cost burdened by race, nativity, and legal status. Nearly half or more of each group of low-income respondents experience housing affordability problems. The results suggest that immigrants’ legal status is the primary source of disparities among those examined, with the multivariate analyses revealing large and persistent disparities for unauthorized Latino immigrants relative to most other groups. Moreover, the higher odds of housing cost burden observed for unauthorized immigrants compared with their authorized immigrant counterparts remains substantial, accounting for traditional indicators of immigrant assimilation. These results are consistent with emerging scholarship regarding the role of legal status in shaping immigrant outcomes in the United States.     

Performing Identity and Persuading a Public: The Harlem On My Mind Controversy

This article analyses the performance of racial identity in the events surrounding the 1969 exhibition Harlem On My Mind held at the Metropolitan Museum of Art. This racial performativity reflected widespread anxiety about the inclusion of African Americans in American art museums, where they had typically been excluded, and the ambiguous role of whites in addressing demands for representation. Faced with such demands, white curators, directors, and other museum professionals did not easily cede their authority. Instead they tried to demonstrate that they were no longer impediments to African American access, but rather facilitators of that access. Using the exhibition Harlem On My Mind as a case study, this article aims to shed light on the instrumental uses of race identity in the field of museums in the 1960s and today.     

Racial Identity and Racial Treatment of Mexican Americans

How racial barriers play in the experiences of Mexican Americans has been hotly debated. Some consider Mexican Americans similar to European Americans of a century ago that arrived in the United States with modest backgrounds but were eventually able to participate fully in society. In contrast, others argue that Mexican Americans have been racialized throughout U.S. history, and this limits their participation in society. The evidence of persistent educational disadvantages across generations and frequent reports of discrimination and stereotyping supports the racialization argument. In this paper, we explore the ways in which race plays a role in the lives of Mexican Americans by examining how education, racial characteristics, social interactions, relate to racial outcomes. We use the Mexican American Study Project, a unique data set based on a 1965 survey of Mexican Americans in Los Angeles and San Antonio combined with surveys of the same respondents and their adult children in 2000, thereby creating a longitudinal and intergenerational data set. First, we found that darker Mexican Americans, therefore appearing more stereotypically Mexican, report more experiences of discrimination. Second, darker men report much more discrimination than lighter men and than women overall. Third, more educated Mexican Americans experience more stereotyping and discrimination than their less educated counterparts, which is partly due to their greater contact with whites. Lastly, having greater contact with whites leads to experiencing more stereotyping and discrimination. Our results are indicative of the ways in which Mexican Americans are racialized in the United States.     

Heart Trouble and Racial Group Identity: Exploring Ethnic Heterogeneity Among Black Americans

Heart disease is the leading cause of death among men and women in the United States, and compared to other racial and ethnic groups, Blacks between the ages of 45 and 65 have the highest likelihood of dying from heart disease. Nevertheless, relatively little is known about intragroup variation among the US Black population. In this study, utilizing a nationally representative sample of Black Americans, we examine the relationship between heart trouble and racial group identity for two groups of Blacks: African Americans and Caribbean Blacks. We include two measures of racial group identity: closeness to other Blacks and Black group evaluation. Our results reveal three important patterns. First, closeness to other Blacks is suppressed by Black group evaluation. Second, at low levels of closeness to other Blacks, there is little difference between African Americans and Caribbean Blacks in the probability of heart trouble. However, as closeness to other Blacks increases, the probability of heart trouble increases for African Americans, but decreases for Caribbean Blacks. Finally, with respect to positive Black group evaluation, both African Americans and Caribbean Blacks benefit and experience a lower probability of heart trouble.     

A test of racial conceptualization between African Americans and indigenous Africans

Studies were conducted to assess the significance of the concept of race in interpersonal attraction and self-identification comparing African Americans and native Ghanaians. An adaptation of the Bogardus Scale (1926) was used to measure interpersonal attraction. A self-identification questionnaire developed by the principal author was used to measure self-identification. The samples consisted of 366 native Ghanaians residing in Ghana and 113 African Americans residing in Northern New Jersey. The results show that when making judgments about interpersonal attraction to different ethnic and racial groups as well as in self-identification, African American respondents attributed more psychological significance to the concept of race than Ghanaian respondents did. Racial group membership and cultural kinships were strongly related to interpersonal attraction and self-identification for African American respondents. They attributed more significance to racial group membership in judging self-identification and interpersonal attraction toward other African Americans compared with other groups. On the other hand, in judging interpersonal attraction toward other groups, African American respondents attributed more significance to cultural reference factors than racial group membership. Ghanaians perceived nationality and cultural kinships as more significant than racial group membership in their reported interpersonal attraction to groups represented in this work Ghanaian respondents did not perceive racial group membership as a significant factor in making judgments about interpersonal attraction and self-identification.     

An Ecological Approach to Racial Environments and Their Relationship to Mental Health

Although research has demonstrated that aspects of racial environments such as racial experiences and racial diversity can relate to psychological health and well-being, few studies have examined what specifically happens when individuals move from one racial environment to another. The present study asked 179 African Americans transitioning to a predominantly white institution (freshmen or junior transfers) about racial diversity (percentage of African Americans) at their prior institution, racial experiences at their prior institution, and racial experiences at the current institution and examined how these characteristics related to self-reported depression. Overall, we found that more negative previous racial experiences predicted greater depressive symptoms in college. Results also revealed a significant three-way interaction such that more positive current racial experiences predicted less depressive symptoms, but only for those students coming from predominantly negative racial environments—low racial diversity and more negative racial experiences. Our findings highlight the complex role of past and present racial environmental factors in influencing psychological health. Implications for African American college students’ success and well-being are discussed.     

Who and What You Know: Social and Human Capital in Black Middle-Class Economic Decision-Making

There has been considerable quantitative research examining the significant wealth and asset differences between blacks and whites, indicating that factors such multigenerational inheritance and homeownership have formed these differences. However, there is limited qualitative research on the subject, particularly examining the intrinsic factors that influence the decision-making process. Part of the process for gaining wealth and asset attainment is presumed to take place through social and human capital. This qualitative study examines the manner in which the influences of social and human capital shape black middle-class wealth and asset decision-making. Twenty-nine in-depth interviews with black middle-class c from three metropolitan cities were completed to provide insight into the factors that influence their economic decision-making. Results indicate black social and human capital are interrelated in the process of decision-making and play an important role in the understanding of contemporary wealth and asset decision-making for black middle-class families.     

Predicting Savings for White and Black Young Adults: An Early Look at Racial Disparities in Savings and the Potential Role of Children’s Development Accounts (CDAs)

This paper explores predictors of young adults’ savings using propensity score analysis and logistic regression with separate, longitudinal samples of whites and blacks aged 17–23 from the Panel Study of Income Dynamics. We ask who saves among adolescents and young adults and whether the likelihood of having a savings account and the amount saved in young adulthood can be predicted by two factors: (1) having a savings account during adolescence and (2) having families who own assets. The majority of white (90%) and black (64%) young adults had savings; however, blacks saved about 3% the amount saved by whites, suggesting that young adults’ savings may be patterned after disparities in the distribution of assets and families may transfer a financial advantage to young adults. Logistic regression results find that among whites, future orientation was a significant predictor of having a savings account in young adulthood. A notable trend level finding was that white young adults were more likely to have a savings account when they had a savings account as adolescents. Among blacks, academic achievement and household size were significant predictors of having a savings account in young adulthood. If confirmed in future research, findings suggest that Children’s Development Accounts may be one way to reduce racial disparities in savings by intervening at a young age and providing universal accounts to improve savings across the life course.