Sibling kinship carers in England: Evidence from the 2001 UK population census

The numbers of children in kinship care in England has been thought to be substantial, but it is only recently that research has begun to illuminate the circumstances and needs of carers and children. This paper describes the findings of an analysis of the 2001 UK Population Census. For the first time, the numbers of children in kinship care were estimated, as was the proportions of children living in formal and informal kinship care. As expected many children were being brought up by grandparents but surprisingly, large numbers of children were living with an older sibling. This group of kinship carers has not been previously identified by researchers or policy makers and their circumstances and needs may differ from grandparent kinship carers.     

Assessing the Participation of Women in Microfinance Institutions: Evidence From a Multinational Study

ABSTRACT

Microfinance institutions (MFIs) typically offer small credit services with no collateral to low-income clients, particularly women microentrepreneurs. Evidence suggests that microcredit services are an effective tool for the social and financial empowerment of women and have a significant impact on maternal health, children's education, and sustainable economic growth. With multiple financial institutions offering various microfinance services, women's participation as borrowers has changed. We examine the variation in women borrowers’ participation rates in 105 developing countries by analyzing participation rates using selected determinants such as legal status, outreach, external control, and target clients. Results indicate a preference for unregulated MFIs, particularly nongovernmental organizations (NGOs), which suggests that in spite of the advent of formal financial institutions, women in developing countries are more likely to seek loans from grassroots MFIs. However, with more commercial banks offering microcredit and microsavings with a preference for borrowers with assets, women could be left behind. This raises important questions regarding the objectives of microfinance services and empowerment of women. Future studies should examine the impact of transformations of NGO MFIs on low-income women clients.