The Impact of Personal Finance Education Delivered in High School and College Courses

This study investigates the impact of personal finance education delivered in high school and college. Outcomes of interest were investment knowledge and household savings rates measured years after the financial education was delivered. A web-based survey with questions about participation in financial education, financial experiences, income and inheritances, and demographic characteristics was administered to 1,039 alumni from a large midwestern university. Participation in a college level personal finance course was associated with higher levels of investment knowledge. Experience with financial instruments appeared to explain more of the variance in both investment knowledge and savings rates. No significant relationship between taking a high school course and investment knowledge was found. Financial experiences were found to be positively associated with savings rates.

Linking Elderly to Holistic Care Services through Integrated Communication Technology: The Personal Emergency Link Service Rendered by the Senior Citizen Home Safety Association in Hong Kong

Through a Personal Emergency Link system, the Senior Citizen Home Safety Association has rendered 24-hour care to more than 111,000 service users in Hong Kong who are mostly vulnerable seniors and chronic invalids living alone or living with their elderly spouses/caregivers only. This article will describe how the Personal Emergency Link system is used to link seniors living in the community. Measures taken to prevent failure of the system will be described. With the use of different technology applications, many human touches and warm caregiving are rendered to the elderly and needy.     

中国公共应急管理体制中的媒体参与分析——以王家岭矿难救援及其后续事件为例

作为中国突发公共事件应急管理体制中参与机制的主体之一,媒体在当今社会扮演着愈发重要的角色。回顾2010年初＂3.28＂王家岭矿难救援及其后续一系列事件并加以分析,可见媒体的参与表现在诸多层面上。在公共应急管理体制中,媒体正向功能的发挥对政府开展公共应急管理具有极大帮助,然而媒体在参与公共应急管理中也存在一些困境。因此,从媒体自身和政府及其他参与主体双重角度进行反思,选择适当的路径,使媒体可以更好地参与公共应急管理工作,中国公共应急管理体制也会得到相应改善。     

带有潜变量的结构方程模型在突发事件应急管理中的应用

如何使事件与机构挂钩是突发事件应急管理中的一个重要问题;通过带有潜变量的结构方程模型能够建立起事件与机构之间的定量联系,从而为进一步对机构作评价和制定考核标准提供依据。     

论国家紧急权及其合理运用的制度建构

由于我国新修订的宪法已经引入了"紧急状态"概念,因此如何构建国家紧急权制度体系,也就成为一个迫切需要解决的问题。从学理上看,国家紧急权是指国家在紧急状态下为了恢复正常的社会秩序而采取非常规的紧急对抗措施的权力。而从历史的经验教训看,国家紧急权决不是一项不受限制的权力,它的行使应当在明晰的法律范围进行,是宪政之限权目标的一部分。因此,国家紧急权制度的建构是非常重要的,它应坚持目的的合理性、手段的适当性、时间的有限性、启动的制约性等原则。     

论风险投资民间筹资的可能性

以高科技为代表的知识经济的来临,呼唤风险投资。我国的风险投资方兴未艾,但风险资金主要来自于政府,非政府资金相对较少,由此造成我国风险资金的不足并日益成为我国科技成果转化为生产力的"瓶颈"。与此同时,我国居民储蓄余额每年却以30%的速度递增。对此,应借鉴国外实际运作经验,通过民间储蓄来筹集我国的风险资金,这就要求转变我国居民观念、培育筹资环境体系和确立合适的筹资模式,在这些方面,政府还有许多工作要做。     

基于移动终端及ZigBee组件的应急信息系统研究

提出了一个基于移动终端及ZigBee组件的应急管理信息系统的设计方案及应用实现。利用移动终端，可以有效地捕捉实时灾情信息并填补已有数据信息的缺失。利用数据挖掘技术，实现了基于实时信息的应急管理模型构建。最终通过基于可视化的信息展示，实现对应急管理的信息支持。     

重大突发事件舆论的形成机制及其引导原则与路径

重大突发事件中的舆论形成是一个复杂的过程，在引导正确舆论时，要以马克思主义新闻观的核心理论及习近平新闻舆论重要思想为指导，把准其形成机制，创新思维方式，以破解形势不明、百姓关切、思想多元、定力不够等难题；通过内化于心地坚持党的领导、坚定文化自信，外化于行地担当大国责任、发挥舆论传播实效，指引重大突发事件的舆论向着主流意识形态发展，更加高效地做好舆论引导工作。     

Cellular Automata‐Based Systematic Risk Analysis Approach for Emergency Response

Emergency response is directly related to the allocation of emergency rescue resources. Efficient emergency response can reduce loss of life and property, limit damage from the primary impact, and minimize damage from derivative impacts. An appropriate risk analysis approach in the event of accidents is one rational way to assist emergency response. In this article, a cellular automata‐based systematic approach for conducting risk analysis in emergency response is presented. Three general rules, i.e., diffusive effect, transporting effect, and dissipative effect, are developed to implement cellular automata transition function. The approach takes multiple social factors such as population density and population sensitivity into consideration and it also considers risk of domino accidents that are increasing due to increasing congestion in industrial complexes of a city and increasing density of human population. In addition, two risk indices, i.e., individual risk and aggregated weighted risk, are proposed to assist decision making for emergency managers during emergency response. Individual risk can be useful to plan evacuation strategies, while aggregated weighted risk can help emergency managers to allocate rescue resources rationally according to the degree of danger in each vulnerable area and optimize emergency response programs.