河北省农业保险的现状与风险分散机制

针对2008年河北省出台的农业保险的政策以及河北省的农业保险的实际情况，通过分析现状发现存在开展农业保险的公司高度集中、赔付率比较高；农户保险意识淡薄、投保能力不足；政府扶持农业保险的效率低，配套措施未到位等问题。结合我国农业保险开展的实际和河北省的情况提出从农业保险立法、扶持的财政和税收政策的加强、多层次风险分散体系建立以及大力发展互助性质的农业保险互助社等措施来完善河北省农业保险的风险分散机制。     

Measuring the Influence of Unemployment Insurance on Unemployment Experiences

This article investigates the comprehensive effects of unemployment insurance (UI) policies on the amount of time and unemployment that individuals report between jobs. The econometric model jointly determines the effects of UI on the lengths of nonemployment spells, the classification of these spells as unemployment, and the likelihood of collecting program benefits. The model carefully attempts to isolate variation in UI benefits attributable to differences in generosity across programs to avoid biases in estimating policy effects induced by other contaminating sources of benefit variation. Using data on men from the National Longitudinal Survey of Youth, the empirical results find (a) UI recipients typically experience longer spells between jobs, at least up to the exhaustion of UI benefits, and report substantially larger fractions of these spells as unemployment; (b) weekly benefit amounts exert no significant influence on the likelihood of UI recipiency, on the length of spells between jobs, or on the fraction of these spells classified as unemployment; and (c) increases in weeks of UI eligibility raise the likelihood of UI collection and lengthen the number of weeks of unemployment between jobs by inducing long spells to become longer and not by altering short-duration behavior.     

江西省农村养老保险制度重构初探

当前江西省迫切需要开展农村养老保险，同时客观上也具备了开展的可行性。传统农村养老保险存在某些不足，导致“窄覆盖”。江西省农村养老保险制度的重构不仅需要考虑现实情况，还需要综合考虑与农村其他制度、政策的结合问题。     

保险代位求偿权行使的相关限制

保险代位求偿权是保险法中的一项专门制度，具有自身独特的地位、特征与功能，在保险实务中的行使很普遍，但保险代位求偿权在行使上有相应的限制。由此，就保险代位求偿权在适用范围、第三人、时效等方面的行使限制情形作探讨分析。     

影视产业融资机制分析研究——以加拿大影视产业资金保证体系为例

中央提出文化强国的发展战略,无疑为文化产业的全面推进创造了发展机遇。就影视产业的发展来看,虽然这些年出了不少佳作,进行了有益的尝试,但一些瓶颈问题仍然困扰着我们。他山之石,可以攻玉,别人的经验可以让我们少走弯路,文章正是以此为出发点,提供出一个借鉴的视点。     

我国环境污染责任保险发展的路径选择与制度构建

随着我国工业化进程步伐的加快,环境污染和生态破坏影响到我国经济与社会的可持续发展。对于因环境污染所产生的环境侵权,通过保险不仅可以转移责任风险,还能够及时为受害人提供保护。国家应根据具体情况推行环境污染责任保险,选择强制保险与任意保险并存之模式。我国在移植西方环境污染责任制度时应予以本土化改造,要与我国现有的民事侵权制度相协调。根据实际情况发展环境污染责任强制保险,合理界定环境污染责任保险中第三人的范围。     

第一代农村独生子女父母养老意愿实证分析——兼论农村养老保险的效用

通过对江苏和四川两省810户农村居民入户问卷调查数据分析,重点考察第一代农村独生子女父母与同时代非独生子女父母在养老意愿上的差异。是否参加农村养老保险是影响农村独生子女父母养老意愿的一个重要因素。所有参加养老保险的两类父母,在养老意愿三个维度上不存在显著性差异。而对于未参加养老保险的群体而言,两类父母在养老经济打算、养老担心度上均表现出显著性差异。从农村社会养老保险政策和养老观念转变两个方面,进一步探讨第一代农村独生子女父母如何应对养老。     

Exploring Policy and Financing Options for Long-Term Care in Taiwan

Summary

Policy and financing arrangements for long-term care are important themes in each country and/or region, and Taiwan, with its unique historic and politico-economic background, can be regarded as a bridge between well-developed and under-developed countries. Policy formulation about long-term care in Taiwan involves several agencies in the government, including Ministry of Health, Interior Affairs, Education, Insurance Bureau, and Economic Council, and formulation of policy objectives has progressed considerably in the last five years. Financing arrangements are less well-developed because the National Health Insurance Program began only in 1995, and most long-term care is not yet covered. As demand for long-term care exceeds supply, and this gap will grow in future, current resource allocation measures are concerned to facilitate the expansion of community care rather than allowing institutional care to absorb more resources. Developing future financing options is now a central task for policymaking, and government must continue to take a leading role in consolidating financing and integrating the service systems.     

日本护理保险的制度效应分析

面对人口老龄化程度的不断加深以及由此带来的社会保障制度困境,日本政府以建立护理保险制度为突破口,拉开了社会保障基础体制改革的序幕。经过8年的制度运作,日本护理保险的制度效应得失并存,一方面在一定程度上实现了老年护理服务的"由国家到地方"、"由官到民"和"由家庭到社会"的转型,初步达到了制度设计之初的目标;另一方面也带来公平性、地方财政困难和制度整合缺失等问题,对护理保险制度的可持续性带来挑战。     

透析实施生育保险制度的局势

从社会学视角对实施生育保险制度的必要性进行探讨,分别从宏观(包括人口转变规律、经济体制改革、提高人口素质的需求三个方面)、中观(包括社会支持网络的变迁、保障女性群体地位、保障企业平等竞争三个方面)和微观层面(包括生育观念的转变、生育的风险性、体现女性的生育价值三个方面)进行层层剖析,说明实施和拓宽生育保险制度势在必行。