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从我国农户对贷款人的选择到农村金融制度创新
引用本文:申丹虹. 从我国农户对贷款人的选择到农村金融制度创新[J]. 晋阳学刊, 2006, 0(4): 61-63
作者姓名:申丹虹
作者单位:中北大学,人文社会科学院,太原,030051
摘    要:
农户融资的理性决定了农户对贷款人的选择行为,也决定了农村金融制度的创新,农村金融制度的选择既要遵循内生规则本身的演化逻辑,又需要代表国家的政府等外部组织在内生规则演进基础上,通过组织、协调完成制度创新过程。针对农户融资需求的多层次、多样化,农村金融制度供给的贷款人应是多元化、多层次的。

关 键 词:农户  贷款人  农村金融制度
文章编号:1000-2987(2006)04-0061-03
修稿时间:2006-02-10

From the Peasants'''' Option of Lender to the Innovation of Rural Finance System
SHEN Dan-hong. From the Peasants'''' Option of Lender to the Innovation of Rural Finance System[J]. Academic Journal of Jinyang, 2006, 0(4): 61-63
Authors:SHEN Dan-hong
Abstract:
The rationality of peasants' finance determines their choice of lender and the innovation of rural finance system in China.The adoption of the rural finance system should not only obey the evolution logic of the internal rules,but also rely on the external organizations such as national government,which organizes and adjusts the innovation.Due to the diversification of of peasants' demands for finance,the lender in the rural finance system should be multiplex and diversified.
Keywords:peasant  lender  rural finance system
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