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我国的农业保险及其风险分散机制
引用本文:李琴英.我国的农业保险及其风险分散机制[J].盐城师范学院学报,2007,27(4):14-18.
作者姓名:李琴英
作者单位:郑州大学商学院 河南郑州450052
基金项目:河南省社会科学界联合会项目
摘    要:农业保险作为一种市场化的风险管理机制,应该在支持农业发展上有所贡献。本文基于风险管理视角,概括了农业风险、农业保险与农业可持续发展间的关系,分析了当前我国农业保险及其风险分散机制脆弱的表现及其原因,提出了我国应建立多层次、广覆盖、可持续、政府与市场共同参与的农业保险及其风险分散机制的构想,并探讨了具体对策。

关 键 词:农业风险  农业保险  风险管理  风险分散机制
文章编号:1003-6873(2007)04-0014-05
修稿时间:2007年4月23日

Research into China's Agricultural Insurance and its Mechanism of Risk Decentralization based on Risk Management
LI Qin-ying.Research into China''''s Agricultural Insurance and its Mechanism of Risk Decentralization based on Risk Management[J].Journal of Yancheng Teachers College(Humanities & Social Sciences Edition),2007,27(4):14-18.
Authors:LI Qin-ying
Abstract:The agricultural insurance as one kind of the mechanism of risk decentralization should contribute to the support of agricultural development.From the perspective of the risk management,the paper firstly summarizes the relationships of the agricultural risk,the agricultural insurance and the agricultural sustainable development,then analyzes our current agricultural insurance and the reasons why the mechanism is so frail.Finally it suggests that our country should establish the agricultural insurance and risk decentralization mechanism which is multi-level,widely covered,sustainable,and explores its concrete countermeasure.
Keywords:agricultural risk  agricultural insurance  risk management  the mechanism of risk decentralization
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