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论我国农业保险制度的“二元”模式
引用本文:邓国取.论我国农业保险制度的“二元”模式[J].洛阳工学院学报(社会科学版),2012(5):72-78.
作者姓名:邓国取
作者单位:河南科技大学管理学院,河南洛阳471023
基金项目:国家社科基金项目(12BGL076);国家社科基金西部项目(11XJY029);国家科技部科技创新专项课题基金;河南科技大学重大预研基金
摘    要:我国农业保险制度的变迁没有突破初始选择的框架,自始至终在“一元”制度框架内演进,这也是我国农业保险困境的根源。走出困境的出路在于建立和完善“二元”农业保险制度,即一般性农业灾害保险沿用既有的农业保险体制和组织结构,农业巨灾保险由政府主导,采取循序渐进的形式,逐步建立和完善农业巨灾保险体制,由此构建“二元”农业保险制度的新模式。

关 键 词:农业保险  保险制度  二元模式

Dual Mode of Chinese Agricultural Insurance System
DENG Guo-qu.Dual Mode of Chinese Agricultural Insurance System[J].Journal of Luoyang Institute of Technology(Social Science),2012(5):72-78.
Authors:DENG Guo-qu
Institution:DENG Guo-qu ( School of Management, Henan University of Science and Technology, Luoyang 471023, China)
Abstract:Not changing the initial choice framework, China' s agricultural insurance system has been evolving within the course of " One system" framework, then leading to the root cause of the plight of agriculture insurance in China. The way out lies in establishment and improvement of China' s "Dual System" agricultural insurance, that is, the general agricultural disaster insurance adopts existing agricultural insurance system and organizational structure, and agriculture Catastrophe Insurance is led by government, established and improved gradually, Therefore, a hew"Dual System" model of agricultural insurance will be constructed.
Keywords:agricultural insurance  system plight  dual mode
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