论社会统筹养老保险支出政策的选择

社会统筹养老保险支出的标准、条件及方式如何,不仅关系到社会统筹养老保险财务收支的平衡,更直接影响到老年社会成员的基本生活能否得到保证.养老保险支出政策涉及诸多方面,包括养老保险对工资替代率的设计,法定退休年龄的确定,支付方式的选择,等等.本文侧重从如何提高社会养老保险金支出的分配效应及降低支出管理成本的角度进行阐述.

On Option of Policy of Social Pension Insurance Payment

The standard, condition and way of social pension insurance payment are of vital importance to both the balance between income and expenditure and the guarantee of the old people's life. The policy of social pension insurance payment involves many aspects: the benefit standard, the retiring age and payment way, and so on. The article probes into raising the distribution effect of social pension insurance payment and reducing payment management costs.