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| 农村居民消费融资需求及影响因素分析——以陕西省渭南市为例 | |
| 引用本文： | 康峰,王凯俊,孙仲东,安芙英. 农村居民消费融资需求及影响因素分析——以陕西省渭南市为例[J]. 统计与信息论坛, 2011, 0(9): 104-110 |
| 作者姓名： | 康峰 王凯俊 孙仲东 安芙英 |
| 作者单位： | 中国人民银行渭南市中心支行; |
| 摘 要： | 基于渭南市2 636户农户问卷调查数据,从农户分化与演变视觉分析农村居民消费融资需求状况。采用概率模型分析了影响农户融资消费的主要因素是收支的＂非均衡性＂、户主个性、消费环境、城乡融合程度和存贷款利率水平高低。建议调整国民收入分配结构,完善农村基本社会保障体系,推进农村居民生产生活集聚,构建以农户需求为导向的农村金融体系。 |
| 关 键 词： | 问卷调查 消费融资需求 概率模型分析 |
Analysis on Requirements for Consumer Financing of Rural Residents and Its Impact Factors:a Case Study of Weinan,Shaanxi |
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| KANG Feng,WANG Kai-jun,SUN Zhong-dong,AN Fu-ying. Analysis on Requirements for Consumer Financing of Rural Residents and Its Impact Factors:a Case Study of Weinan,Shaanxi[J]. Statistics & Information Tribune, 2011, 0(9): 104-110 | |
| Authors: | KANG Feng WANG Kai-jun SUN Zhong-dong AN Fu-ying |
| Affiliation: | KANG Feng,WANG Kai-jun,SUN Zhong-dong,AN Fu-ying(Weinan Centra Sub-branch,The People's Bank of China,Weinan 714000,China) |
| Abstract: | Based on the questionnaire data obtained from 2636 peasant households in Weinan,this paper analyzes the requirements for consumer financing of rural residents in the view of peasant household differentiation and evolution.By using probabilistic model,it is figured out that the main factors influencing consumer financing of rural residents are unbalance between income and expenditure,personalities of householders,consumption climate,degree of urban and rural amalgamation,level of interest rates for saving de... |
| Keywords: | questionnaire requirements for consumer financing probabilistic model(logit) analysis |
| 本文献已被 CNKI 维普 等数据库收录！ | |