中国农村金融生态环境绩效实证分析

金融生态概念的引入厘清了农村金融主体与环境之间的关系，对于分析农村金融的影响因素、评价农村金融的绩效具有重要意义。农村金融生态环境中的绝大部分是独立信息，通过因子分析方法的运用和计算得以充分表现出来。由15个金融生态环境评价指标构成的评价指标体系，反映了我国各省、自治区、直辖市农村金融生态环境的总体得分和排序情况。结果显示：农村地区经济基础、金融发展状况、社会保障普及程度、法制环境完善程度以及诚信文化对农村金融生态环境具有重要影响。

Analysis of China's Rural Financial Ecological Environment Performance

The relationship between rural financial institutions and environment is clarified by the introduction of the conception of financial ecology, which plays an important role in analyzing the effectors and evaluating the performance of rural finance. Majority of the information of rural financial ecological environment is reported completely by adoption of factor analysis method. The evaluation index system is composed of 15 rural financial ecological environment evaluation indexes, which reflccts the rural financial ecological environment scores and their orders in the whole country including 29 provinces, autonomous regions and municipalities. The result shows that the economy basis of rural area, the development of rural finance, the pervasiveness of social security, degree of perfection of the legal environment and the ethical culture are the main factors in the rural financial ecological environment.