国家助学贷款由入学地改为生源地的必要性与可行性

国家助学贷款已开展多年,然而执行情况并不理想,造成助学贷款难的原因很多。入学地商业银行办理助学贷款过程中对执行国家助学贷款政策产生了各种忧虑,银行没有开办助学贷款的积极性可以说是一种必然结果。只有改入学地助学贷款为生源地助学贷款,才有可能解决长期困扰学校、学生、银行的这一难题,使贫困学生顺利圆自己的大学梦。

Discussing about the Necessity and Feasibility of Changing the National-Supported Student Loans from the Place of Studying to the Source Place

National-supported student loans have already been launched for many years, but the implementation is unsatisfactory. There are a lot of reasons causing the national-supported student loans difficult.The various kinds of worry emerged in the processes that the commercial bank gave financial aid to students who study in the place. The enthusiasm that the bank has not student loans can be said to be a kind of inevitable outcome.So changing the national-supported students loans from the studying place to the source maybe is the only way to solve the problem which puzzled the colleges,students and the banks for a long time, and make the dream of having a higher education come true.