| 北京地区汽车保险新系统的实证分析 |
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| 引用本文： | 潘世军,吴黎军. 北京地区汽车保险新系统的实证分析[J]. 统计教育, 2010, 0(7): 31-34 |
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| 作者姓名： | 潘世军 吴黎军 |
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| 作者单位： | [1]新疆大学 [2]不详 |
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| 摘 要： | 本文介绍了2009年北京地区提出的汽车保险奖惩系统,得到了相应的马尔科夫转移矩阵,并应用这一转移规则在全国框架下做了讨论,得到了各项评价指标,对系统的推广做了探讨。
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| 关 键 词： | 汽车保险 奖惩系统 严厉性 实证分析 |
Empirical Analysis to the New System of Automobile Insurance |
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| Pan Shijun,Wu Lijun. Empirical Analysis to the New System of Automobile Insurance[J]. Statistical education, 2010, 0(7): 31-34 |
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| Authors: | Pan Shijun Wu Lijun |
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| Affiliation: | Pan Shijun, Wu Lijun |
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| Abstract: | This paper introduces the BMS system of Beijing put forward in 2009 for the first time,and figures out its markov chain.Then it uses the existing data, makes an analysis for the severity on the BMS when the system reaches the steady.At last,some suggestions are given for popularizing this system in China. |
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| Keywords: | Automobile insurance Bonus-malus system Severity Empirical study |
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