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农村居民储蓄现状及对策分析
引用本文:李红星,王吉恒.农村居民储蓄现状及对策分析[J].东北农业大学学报(社会科学版),2007,5(5):21-22.
作者姓名:李红星  王吉恒
作者单位:哈尔滨商业大学,黑龙江,哈尔滨,150028
摘    要:改革开放以来,中国农民收入增长较快,储蓄增长的幅度更快。农民收入持续增加、对未来预期不确定、融资渠道缺乏等是造成农村居民高储蓄的主要原因,因此需要采取增加农民收入、加强流动性建设、加强社会保障等措施,以减少高储蓄带来的负面影响。

关 键 词:农村储蓄  流动性约束  融资

Residents' Rural Savings and Its Countermeasures
Li Hongxing,Wang Jiheng.Residents'' Rural Savings and Its Countermeasures[J].Journal of Northeast Agricultural University:Social Science Edition,2007,5(5):21-22.
Authors:Li Hongxing  Wang Jiheng
Abstract:Reform and opening up in China has been nearly 30 years.Chinese farmers income increased, but the savings rate growd faster.The income of the farmers continued to increase,the expected future uncer- tain,the lack of financing channels caused by rural residents is the main reason for the high savings.Increas- ing farmers income,strengthening the building of liquidity,strengthen social security countermeasures are main ways of reducing the negative impact of the high savings of farmers.
Keywords:rural savings  liquidity constraints  financing
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