| 金融包容水平与收入分配平等——基于跨国研究视角 |
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| 引用本文： | 程相宾,张小滨,杨文. 金融包容水平与收入分配平等——基于跨国研究视角[J]. 重庆大学学报(社会科学版), 2019, 25(2): 37-48 |
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| 作者姓名： | 程相宾 张小滨 杨文 |
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| 作者单位： | 社会科学文献出版社博士后科研工作站,北京,100029;深圳大学经济学院,广东深圳,518060 |
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| 基金项目： | 国家社会科学基金青年项目"我国农村家庭脆弱性研究"（14CJY080） |
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| 摘 要： | 金融包容发展能起到降低收入不平等、消除贫困等重要作用,金融包容水平是金融发展的重要维度之一。文章集中考查金融包容水平与收入分配方面的关系。金融包容水平由IFI指数来代表,而收入分配状况则由基尼系数来表示。通过构建面板VAR（PVAR）模型,计量回归结果表明：金融包容水平对收入分配状况有显著影响,提高金融包容水平,能有效降低收入分配的不平等状况。
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| 关 键 词： | 金融包容 收入分配 PVAR 跨国研究 |
| 修稿时间： | 2018-06-22 |
Financial inclusion and income equality: Based on the perspective of cross-national research |
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| CHENG Xiangbin,ZHANG Xiaobin and YANG Wen. Financial inclusion and income equality: Based on the perspective of cross-national research[J]. Journal of Chongqing University(Social Sciences Edition), 2019, 25(2): 37-48 |
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| Authors: | CHENG Xiangbin ZHANG Xiaobin YANG Wen |
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| Affiliation: | Post-Doctoral Research Center, Social Sciences Academic Press, Beijing 100029, P. R. China,School of Economics, Shenzhen University, Shenzhen 518060, P. R. China and School of Economics, Shenzhen University, Shenzhen 518060, P. R. China |
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| Abstract: | Financial development can play an important role in reducing income inequality and eliminating poverty. Financial inclusion is one of critical dimensions of financial development. We test the relationship between the income distribution and the financial inclusion. The level of financial inclusion is assessed by the IFI, while income distribution is measured by Gini coefficient. The panel VAR model shows that the level of financial inclusion has a significant impact on income distribution, and raising the level of financial inclusion may effectively reduce the inequality in income distribution. |
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| Keywords: | financial inclusion income distribution PVAR cross-country study |
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