| 论基于ROE的我国商业银行经营效率 |
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| 引用本文： | 李华东,盖国凤. 论基于ROE的我国商业银行经营效率[J]. 暨南学报(哲学社会科学版), 2005, 27(4): 23-26 |
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| 作者姓名： | 李华东 盖国凤 |
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| 作者单位： | 暨南大学财务处 广东广州510632(李华东)，东北师范大学商学院 吉林长春130117(盖国凤) |
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| 摘 要： | 净值收益率(ROE)是反映商业银行资产经营的效益和效率的重要指标之一。为研究和探讨商业银行的经营效率及其影响因素,运用杜邦分析法对银行业的ROE的指标分析,经过对商业银行经营现状况的比较分析,发现资产管理效率和国家金融管理制度是产生我国商业银行资产经营效率差异的重要因素。因此,评价现代商业银行的经营成果,在经营环境相同的情况下,主要取决于经营效率的高低。
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| 关 键 词： | 商业银行 ROE 经营效率 |
| 文章编号： | 1000-5072(2005)04-0023-04 |
| 修稿时间： | 2005-01-18 |
ROE - based Commercial Bank Business Efficiency |
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| LI Hua-dong,GAI Guo-feng.Finance. ROE - based Commercial Bank Business Efficiency[J]. Journal of Jinan University, 2005, 27(4): 23-26 |
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| Authors: | LI Hua-dong GAI Guo-feng.Finance |
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| Affiliation: | LI Hua-dong~1,GAI Guo-feng~21.Finance Department of Jinan University Guangzhou 510632,China2.Business School of NENU Changchun 130117,China |
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| Abstract: | ROE is one of the important indexes of the commercial bank business efficiency. In order to study the commercial bank business efficiency and its impacting factors, we analyze the ROE index of the commercial bank by applying the analytical approach of Du Pont. On the basis of the comparative analysis of the commercial bank business status quo, we find out that capital management efficiency and the system of the state financial management are the key factors that create the difference of the capital business efficiency of the state commercial banks. Therefore the evaluation of the business efficiency of the modern commercial bank in the equal situations mainly depends on business efficiency. |
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| Keywords: | commercial bank ROE business efficiency |
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