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中小企业融资问题与对策探讨
引用本文:余功文,王巧丽. 中小企业融资问题与对策探讨[J]. 武汉理工大学学报(社会科学版), 2002, 15(3): 229-232
作者姓名:余功文  王巧丽
作者单位:1. 武汉理工大学,校办,湖北,武汉,430070
2. 武汉精伦电子股份有限公司,湖北,武汉,430223
摘    要:我国中小企业融资中存在着融资成本高、融资渠道比较狭窄、手段单一 ,缺乏融资信用 ,而政府又支持不力的现象。在对欧美等发达国家中小企业外部融资中的担保、投资、租赁及财政支持等形式考察的基础上 ,提出了解决我国中小企业融资困难的对策 :加强政府的支持 ,完善中小企业信用担保体系 ,提升中小企业自身素质及信用等级和发展租赁融资等

关 键 词:中小企业  融资  对策
文章编号:1671-6477(2002)03-0229-04
修稿时间:2002-03-10

Study on the Problems and Countermeasures of Financing Arrangement
Yu Gongwen Wang Qiaoli. Study on the Problems and Countermeasures of Financing Arrangement[J]. Journal of Wuhan University of Technology(Social Science Edition), 2002, 15(3): 229-232
Authors:Yu Gongwen Wang Qiaoli
Affiliation:Yu Gongwen 1 Wang Qiaoli 2
Abstract:The paper analyzes the embarrassing situation of high cost, narrow channels, poor means, insufficient credit and weak support from the government that the medium and small enterprises are encountering. It also explores the practice of guarantee, investment, leasing and financial support for external financing by medium and small enterprises in advanced countries in Europe and America. On these grounds the paper proposes some measures for improving such awkwardness. The proposals are: tightening governmental support, perfecting guarantee system of credit, improving the inner quality, raising credit level, renewing marketing concepts.
Keywords:financing arrangement  countermeasure  medium- small enterprises  
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