中资银行与外资银行竞争力的比较

随着我国金融业逐步对外开放,中资银行与外资银行在本土的竞争将会日趋激烈。中资银行既有本土经营的优势,也存在经营管理体制上的严重缺陷。外资银行的优势主要表现为经营体制的灵活性和强大的国际化竞争能力。中资银行要提高竞争能力,必须进一步完善商业银行公司治理结构、完善金融监管体系、支持金融创新,同时也要与外资银行做好合作双赢的工作。

The Comparison of Competition Force between Chinese Venture Bank and Foreign Venture Bank

With the opening of Chinese finacial enterprises,the competition between Chinese and foreign venture banks will become more and more severe.With their own advantage of local management,Chinese venture banks also have the deficiency in management system.Foreign venture banks have the flexity in mangement system and strong international competitive force.Therefore,in order to improve the competition force,Chinese venture banks must further improve the mangament structure of commercial banks,perfect the financial supervision mechanism,support financial innovation and make the win-win cooperation with foreign venture banks.