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我国商业银行信贷风险管理研究
引用本文:范天红.我国商业银行信贷风险管理研究[J].东北农业大学学报(社会科学版),2008,6(2):105-107.
作者姓名:范天红
作者单位:哈尔滨市国际工程咨询中心,黑龙江,哈尔滨,150010
摘    要:随着我国2006年金融市场全面开放的到来,我国的商业银行既面临着难得的发展机遇,也面临着激烈竞争的更大挑战。银行间竞争的日益激烈,尤其是世界金融一体化的影响,使商业银行面临的风险不断增大。信贷风险在其金融风险的酝酿形成过程中占据了重要的位置。因此,完善商业银行风险管理体系,遏制金融案件的发生,已成为商业银行管理工作的重要组成部分。

关 键 词:全面开放  商业银行  信贷风险

On the Mangagement of Credit Risk in China's Commercial Bank
Fan Tianhong.On the Mangagement of Credit Risk in China''s Commercial Bank[J].Journal of Northeast Agricultural University:Social Science Edition,2008,6(2):105-107.
Authors:Fan Tianhong
Institution:Fan Tianhong (International Engineering Consuhaiton Center of Harbin, Harbin Heilongjiang 150010)
Abstract:With the arrival of complete opening of the financial market in 2006,the commercial bank in China confronts not only rare developmental opportunities,but greater challange in competitive market.Fierce competition among banks,especially the influence of global financial integration,causes the commercial bank face gradual increasing risk.The credit risk puts an important position in forming financial risk.Therefor,com- pleting the management of credit risk in commercial banks and preventing financial cases have become impor- tant part of bank in the management of commercial banks.
Keywords:open completely  commercial bank  credit risk
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