| 我国住房抵押贷款证券化的几点思考 |
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| 引用本文： | 金贤孔,吴敬业. 我国住房抵押贷款证券化的几点思考[J]. 西南交通大学学报(社会科学版), 2001, 2(4): 37-40 |
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| 作者姓名： | 金贤孔 吴敬业 |
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| 作者单位： | 西南交通大学经济管理学院,四川,成都,610031 |
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| 摘 要： | 住房抵押贷款证券化作为20世纪70年代国际金融界的一个创新,正在世界范围内迅猛发展着.实践证明,住房抵押贷款证券化在推动住房金融市场、加速住宅产业的发展、提高商业银行住房贷款的流动性等方面具有极大的优势.本文首先对证券化的运行机理进行了分析,然后结合国内现状,提出了几点关于实施住房抵押贷款证券化的政策建议.
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| 关 键 词： | 证券化 流动性 运行机理 |
| 文章编号： | 1009-4474(2001)04-0037-04 |
| 修稿时间： | 2000-12-11 |
Thoughts on China's Housing Mortgage Securitization |
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| JIN Xian-kong,WU Jing-ye. Thoughts on China's Housing Mortgage Securitization[J]. Journal of Southwest Jiaotong Universit(Social Science Edition), 2001, 2(4): 37-40 |
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| Authors: | JIN Xian-kong WU Jing-ye |
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| Abstract: | As an international financial innovation, housing mortgage securitization has been widely expanded, which, proved by practice, enjoys great advantage in promoting housing financial market, accelerating the growth of housing industry and improving the fluidity of housing mortgage. Having analysed the running mechanism of securitization, this paper puts forward several proposals on trying out housing mortgage securitization in combination with the current situation of China. |
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| Keywords: | securitization fluidity running mechanism |
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