| 对我国商业银行金融创新盈利性问题的思考 |
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| 引用本文： | 孙文胜,陈宗义.对我国商业银行金融创新盈利性问题的思考[J].重庆交通学院学报(社会科学版),2005,5(1):38-42. |
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| 作者姓名： | 孙文胜 陈宗义 |
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| 作者单位： | 山东大学经济学院 山东济南250100
(孙文胜)，山东大学经济学院 山东济南250100(陈宗义) |
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| 摘 要： | 我国商业银行已经开始面对入世后国际金融机构进入中国市场所导致的残酷竞争,但与国外金融巨头相比,我国商业银行几乎无竞争优势可言。金融创新是我国商业银行迎接挑战、扭转颓势的有效手段,而实现金融创新盈利性成为问题的关键。
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| 关 键 词： | 金融创新盈利性 单一的金融创新 金融创新组合 金融创新专利权 |
| 文章编号： | 1009-9794(2005)01-0038-05 |
| 修稿时间： | 2004年9月15日 |
On Profitability of Domestic Commercial Bank's Financial Innovation |
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| SUN Wen-sheng,CHEN Zong-yi.On Profitability of Domestic Commercial Bank''''s Financial Innovation[J].Journal of Chongqing Jiaotong University(Social Sciences Edition),2005,5(1):38-42. |
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| Authors: | SUN Wen-sheng CHEN Zong-yi |
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| Abstract: | Our country's commercial banks are being faced with the keen competition brought by the international finance institutions which have entered Chinese market.Compared with those finance giants,the domestic commercial banks almost have no advantage.Financial innovation is an efficient implement for the domestic commercial banks to compete with international finance giants. The profitability of financial innovation becomes the key to the problem. |
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| Keywords: | profitability of financial innovation single financial innovation combination of financial innovation intellectual property of financial innovation |
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