| 寿险公司偿付能力的综合评价 |
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| 引用本文： | 行瑞.寿险公司偿付能力的综合评价[J].统计与信息论坛,2007,22(4):64-69. |
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| 作者姓名： | 行瑞 |
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| 作者单位： | 东北财经大学,数学与数量经济学院,辽宁,大连,116023 |
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| 摘 要： | 偿付能力是衡量一个公司经济能力的综合指标，而偿付能力监管是保险监管的首要目标，也是保险公司风险管理的主要内容。依据中国保监会对寿险公司偿付能力监管的要求，选取了九个财务指标，运用主成分分析法对18家活跃在中国保险市场的寿险公司的偿付能力进行了综合评价，提出应当拓宽保险资金运用渠道，优化管理结构，引进优秀人才，改进偿付能力评估办法，从而有效地提高中国寿险公司偿付能力。
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| 关 键 词： | 偿付能力 主成分分析 综合评价 |
| 文章编号： | 1007-3116(2007)04-0064-06 |
| 修稿时间： | 2006年12月31 |
Synthetically Evaluation on Solvency of Life Insurance Company |
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| XING Rui.Synthetically Evaluation on Solvency of Life Insurance Company[J].Statistics & Information Tribune,2007,22(4):64-69. |
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| Authors: | XING Rui |
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| Institution: | XING Rui (School of mathematics and quantitative econometrics, Dongbei University of Finance and Economics, Dalian 116023, China) |
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| Abstract: | The solvency is a comprehensive index that can measure the economic situation of an insurance company.Solvency regulation is the first object in insurance regulations and it is also important to risk management of insurance company.According to the solvency regulation of China's life insurance company,this paper chooses nine financial indexes and uses the method of principal components to evaluate comprehensively the solvency of eighteen life insurance companies in our insurance market,finally puts forward some suggestions according to the present situation of China's insurance market and the results of this study. |
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| Keywords: | solvency principal components comprehensive evaluation |
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