我国农村社会养老保险制度的困境与创新路径

建立健全农村社会养老保险制度不仅是建设社会主义新农村的重要内容,也是构建和谐社会的重要保证。目前,我国农村社会养老保险制度发展过程中暴露出诸如制度设计缺陷、基金筹集运作困难、立法工作滞后等问题。从完善农村社会养老保险制度设计、拓宽农村社会养老保险基金的筹集渠道、健全农村社会养老保险管理与服务体系以及加快农村社会养老保险法制建设方面加以改革和创新,是完善我国农村社会养老保险制度的必然选择。

Predicaments and Innovative Routes of China''''s Rural Social old Age Insurance System

Establishing and improving the rural social old age insurance system is the important content of the construction of socialist new countryside as well as the crucial guarantee for the construction of harmonious society.At present,China's rural social old-age insurance system in the development process has some hindrance,such as the system design flaw,the fund raising operational difficulties,and the legislation work being lagged behind.The inevitable choice for the consummation of the rural social old age insurance is to carry on the relative reform and innovations in the following respects such as perfecting the system design,broadening the fund raising channels,improving the management and service system,and accelerating the construction of its legal system.