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美国中小企业信用担保体系对我国的启示
引用本文:朱加凤,赵元兵.美国中小企业信用担保体系对我国的启示[J].学术交流,2003(2):89-91.
作者姓名:朱加凤  赵元兵
作者单位:哈尔滨工业大学人文与社会科学学院,黑龙江,哈尔滨,150001
摘    要:提供信用担保是解决中小企业融资难问题的一种有效的途径。美国中小企业信用担保体系具有规范而又灵活的担保业务操作过程 ,有一套完整的规避风险的机制和健全的法制体系。借鉴其经验 ,可以从中得出一些有助于建立适合我国国情的中小企业信用担保体系。

关 键 词:中小企业  信用担保  风险控制
文章编号:1000-8284(2003)02-0089-03
修稿时间:2002年9月11日

Inspirations from the Credit Guarantee System of American Small and Middle-size Enterprises
ZHU Jia-feng,ZHAO Yuan-bing.Inspirations from the Credit Guarantee System of American Small and Middle-size Enterprises[J].Academic Exchange,2003(2):89-91.
Authors:ZHU Jia-feng  ZHAO Yuan-bing
Abstract:Credit guarantee is an effective way to solve the financing problems among small and middle-size enterprises. American credit guarantee system for the enterprises of this kind, with its standard and flexible operating process of guarantee business, is ensured by a set of sound mechanisms and a perfect legal system to evade risks. From it, we can draw some experience which can contribute to setting up a similar system for small and middle-size enterprises of our country.
Keywords:small and middle-size enterprise  credit guarantee  risk control
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