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| 国有商业银行不良资产体制性成因探究 | |
| 引用本文： | 杨盛昌. 国有商业银行不良资产体制性成因探究[J]. 云南民族大学学报(哲学社会科学版), 2011, 28(1): 101-105 |
| 作者姓名： | 杨盛昌 |
| 作者单位： | 云南民族大学经济学院,云南昆明,650031 |
| 摘 要： | 银行不良资产是导致经济和金融危机的重大隐患,为世界各国所关注。在世界经济复苏的不确定性加大和我国银行业不良资产大量积聚于国有商业银行,国有商业银行不良资产率长期的、大幅度的高于股份制银行、外资银行的背景下,深入探讨国有银行不良资产的体制性成因,从制度安排上防范和减少国有银行不良资产,化解金融风险,不仅具有现实价值,而且具有重要的前瞻性意义。 |
| 关 键 词： | 国有银行 不良资产 体制 道德风险 |
The Institutional Causes for the Non-performing Assets of Chinese State-owned Commercial Banks |
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| YANG Sheng-chang. The Institutional Causes for the Non-performing Assets of Chinese State-owned Commercial Banks[J]. Journal of Yunnan Nationalities University(Social Sciences), 2011, 28(1): 101-105 | |
| Authors: | YANG Sheng-chang |
| Affiliation: | YANG Sheng-chang(School of Economics,Yunnan University of Nationalities,Kunming 650031,China) |
| Abstract: | Non-performing assets are a great threat that can cause serious financial crises,for which all nations of the world show concern.In the context of the world post-financial crisis and with more non-performing assets accumulated in Chinese state-owned commercial banks than in joint-stock banks and foreign banks,it is worthwhile to study the institutional causes for the non-performing assets of Chinese state-owned commercial banks for avoiding future financial risks. |
| Keywords: | state-owned bank non-performing assets system moral risk |
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