中小企业财务管理存在的问题及对策研究

当前，中小企业作为市场经济的重要组成部分，在推动经济发展中发挥着自己的作用，同时也面临着更加复杂的环境与竞争。作为重要的参与主体，中小企业既面临着良好的机遇，也充满了严峻的挑战。处在市场经济中的中小企业，可能会受到其他企业主体、客观环境的影响，不仅冲击着企业的市场、管理等，而且会影响企业的财务活动，特别是财务管理工作。所以，中小企业在把握住机遇的同时，对财务管理工作要有清晰的定位，要结合自身实际的发展情况，针对财务管理工作中存在的问题，制定有效的对策加以解决，以便使企业朝着更加良性的方向发展。

Problems and countermeasures of financial management in small and medium sized enterprises

At present, as an important part of market economy, small and medium-sized enterprises (SMEs) play their own role in promoting economic development, but they also face more complex environment and competition. As an important participant, SMEs are faced with both good opportunities and severe challenges. Small and medium-sized enterprises in the market economy may be affected by other business entities and other objective environments, which not only impact the market and management of enterprises, but also affect the financial activities of enterprises, especially financial management. Therefore, while seizing the opportunity, SMEs should have a clear positioning of financial management. They should take their own actual development situation into consideration, while also formulating effective countermeasures to solve the problems in financial management, so as to make the enterprise develop in a more benign direction.