信用建设在市场经济发展中的问题及对策

信用是市场经济良好并有效率运作的根基,是经济活动主体建立合作伙伴关系的基础。然而,我国信用管理中存在着社会基础差、垄断程度高、执业水平低、体制不确定等问题。信用缺失应采取强化政府在社会信用供给中的作用;深化体制改革,尽快规范信用社会中"经济人"的行为准则;大力加强执行力度,维护法律的权威等对策。

The Problems and Countermeasure of Credit Construction in Developing Market Economy

Credit is the foundation for good and efficient market economy and also the basis for the subjects of business activities to build partnership.However,in our credit management,there are such problems as poor social basis,high monopoly and low level of operation.The government's function in supplying social credit should be enforced to deal with lack in credit,and measures should be taken to deepen the system reform and strengthen the force in implementation.