论金融资产管理公司的资产证券化

利用资产证券化手段处置商业银行的不良资产是一项金融创新,1999年,中国成立四家金融资产管理公司对国有独资商业银行不良资产进行剥离和收购。2000年8月,四家公司从对应的商业银行共收购和承接了13932亿元不良资产。由此,资产证券化在我国进入了崭新的发展阶段。本文就金融资产管理公司的资产证券化问题提出对策。

On the Asset-backed Securities of the Finance Asset Management Corporation

In recent years,handing commercial bank's unhealthy asset by using ABS has become a financial innovation.In1999,four Finance Asset Management Corporations were founded in China to strip and buy the unhealthy asset of state-owed commercial bank.These four companies bought and took over altoghter139,320,000yuan(RMB)nhealthy asset from the corresponding commercial banks in August,2000.Among this,China HuaRong Asset Management Corporation bought 40,770,000yuan from80,000China industry and Commerce Bank.The way of ABS was bestowed on all the business fields of China's four Finance Asset Management Corporations.On April26,2001,China HuaRong Asset Management Corporation signed a special consultant agreement on the ABS programmer with Korea Asset Management Corporation in Beijing.From then on ABS entered a brand-new stage of development in our country.Some proposals connected with the ABS of Finance Asset Management Corporation are put forth in this essay in order to practice ABS in China.