英国金融监管体制改革对我国金融监管体制改革的启示

随着我国加入WTO后金融业的全面开放,外资银行的入驻,如何实行有效的金融监管,是维系金融业正常发展的迫切要求。英国金融监管由混业监管到统一监管的改革经验,对我国监管体系改革有很大的启示。我国金融业的混业经营趋势已势不可挡,所以分业监管的金融监管体制必须改革。完善金融立法,建立合理的金融监督协调体制并且强化金融从业人员的职业职责,提高金融监管的独立性和协调性,从而最终实现统一的综合的金融监管体系。

The Illumination for China's Reformation of the Financial Supervising System from Britain's

After entering the WTO and facing the full-opening in the financial area in China,plus the foreign banks'arriving,how to make the financial supervising system far more efficient,it is a imperious demand to hold and continue the common development in finance.The reformation of the financial supervising system in Britain have gone through the experience which leads the mixed-supervising system changing into the unified-supervising one,that inspires a very strong new thought into China.The trend of mix-operation in financial area can not be withstood,the divided-system of financial supervising have to reform.We must perfect financial lawmaking,establish reasonable finance coordination system and enhance the occupation duty of financial employee,develop finance management with great independence and regulation,thus can we establish comprehensive finance management system.