中美金融消费者保护制度比较

在后危机时代背景下,金融消费者保护这一议题多次被各国政府列入重要的议事日程。我国金融消费者保护一直被忽视,法律法规不完善已经无法适应金融市场发展的需要。对中美两国金融消费者保护制度进行比较研究,可以进一步认知当前我国在此方面的不足,并在借鉴美国经验的基础上,结合中国本土资源,设计出一个全方位、高效率的金融消费者保护法律制度框架体系,在后危机时代金融市场中更好地保护金融消费者的权益,从而推动我国金融市场的稳健发展。

Chinese and American Financial Consumers Protection-Systems for Comparison

In the background of post-financial crisis era,the issue to the protection for financial consumers has become a hot topic among governments all over the world.China’s financial consumer protection has been neglected,the inadequate laws and regulations have been unable to adapt to the needs of the development of financial markets.The research aims to design a universal and high efficient law frame system to protect the financial consumers based on our national situation and borrowed the experience from America through the comparison of Sino-American protection system for financial consumers.It can better protect the financial interests of consumers in the financial markets under the background of post financial crisis era,thus promoting the steady development of China’s financial markets.