我国金融风险的制度因素分析

对金融风险进行有效的防范和控制,必须抓住风险产生的根本原因.目前我国存在的金融风险实质上是制度性风险,而产权制度是形成制度性风险的根源.在深化产权改革,建立起我国市场化金融制度的同时,也要积极借鉴国际先进经验,推行有利于金融风险防范的新的金融制度,并注意金融制度的适用性问题,以免引起新的金融风险.

Analysis on Institutional Factor of Chinese Financial Risks

To prevent and control the financial risks effectively, it is necessary to find out the ultimate cause. At present, the financial risks existing in our country are virtually the institutional risk, and the system of property rights are, the source of forming institutional risks. We should deepen property rights reform and establish our market financial system. At the same time, we should also actively use the international advanced experience for reference and pursue the new financial system that is in favor of the prevention of financial risks, but the applicability of financial institutions should be paid much attention to lest new financial rishs should occur.