| 小额贷款公司与中小企业融资解析 |
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| 引用本文： | 徐丽娜,张志远.小额贷款公司与中小企业融资解析[J].北京社会科学,2016(3):84-87. |
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| 作者姓名： | 徐丽娜 张志远 |
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| 作者单位： | 吉林财经大学 会计学院,长春,130017;吉林财经大学 会计学院,长春,130017 |
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| 基金项目： | 教育部青年基金项目(15YJC790152) |
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| 摘 要： | 从混合策略博弈模型的视角出发，分析小额贷款公司在中小企业融资中的作用，对小贷公司放贷和中小企业需贷的动态互动行为模式进行了描述。研究发现小额贷款公司自身的经营能力、项目收益以及预期坏账率具有至关重要的作用，为小额信贷公司支持中小企业融资提出相应的政策建议。
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| 关 键 词： | 小额贷款公司 中小企业 融资 博弈 |
On Small Loan Company and SMEs Financing |
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| XU Li-na,ZHANG Zhi-yuan.On Small Loan Company and SMEs Financing[J].Social Science of Beijing,2016(3):84-87. |
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| Authors: | XU Li-na ZHANG Zhi-yuan |
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| Abstract: | From the perspective of a mixed strategy game model, this paper analyzed the role of microfinance companies in the SME financing, and described the dynamic interaction between small loan companies and SMEs?mortgage lending needs. It was found that small loan company?s own operating capacity, the project benefits and the expected default rate are very important. It gave some policy recommendations for the microfinance company in support of SME financing. |
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| Keywords: | small loan companies SMEs financing Game |
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