| 宏观经济环境视角下我国小额贷款公司可持续发展研究 |
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| 引用本文： | 方建武,刘惠.宏观经济环境视角下我国小额贷款公司可持续发展研究[J].深圳大学学报(人文社会科学版),2011,28(5):100-104. |
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| 作者姓名： | 方建武 刘惠 |
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| 作者单位： | 陕西师范大学国际商学院,陕西西安,710062 |
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| 摘 要： | 小额贷款公司在我国已经走过了5年多的历程,对改善宏观经济环境产生了重要的影响。但是当前宏观经济环境也使小额贷款公司面临一些紧迫问题,这些问题又制约了其持续发展。总结并参考国际小额信贷的成功经验,我们认为,要促进小额贷款公司的可持续发展,国家应该适当尝试商业化运营,拓宽小额贷款公司的资金来源;鼓励自由竞争、加强政策优惠,增强小额贷款公司赢利性;完善法律法规、加强监督指导,引导小额贷款公司健康发展。
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| 关 键 词： | 小额贷款公司 宏观经济环境 国际小额信贷 可持续发展 |
China's Microcredit Firms and their Sustainable Development: A Macroeconomic Perspective |
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| FANG Jian-wu,LIU Hui.China's Microcredit Firms and their Sustainable Development: A Macroeconomic Perspective[J].Journal of Shenzhen University(Humanities & Social Sciences),2011,28(5):100-104. |
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| Authors: | FANG Jian-wu LIU Hui |
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| Institution: | FANG Jian-wu,LIU Hui (Shaanxi Normal University School of International Business,Xian,710062,China) |
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| Abstract: | Since its inception 5 years ago,microcredit firms have produced a noticeable effect on China's larger economic environment.Despite clear progress,microcredit companies are facing pressing problems which are impeding the sector's further,sustainable development.After summarizing and referencing the successful and tortuous experience of microcredit companies in other nations,this paper goes on to recommend several measures to improve the health of Chinese firms.The measures include limited commercialization o... |
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| Keywords: | microcredit company macroeconomic environment international microfinance sustainable development |
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