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浅议我国再保险业的法律规范
引用本文:吴荣.浅议我国再保险业的法律规范[J].东南大学学报(哲学社会科学版),2001(Z2).
作者姓名:吴荣
作者单位:东南大学金融系 江苏南京210096
摘    要:再保险 ,即保险人在接受保险业务时 ,根据自身承保能力 ,将超额部分转移给其他保险人承保 ,籍以达到减少自身责任 ,稳定经营的目的。我国目前再保险业的发展已不适应当前的经济形势和行业发展的要求。本文就再保险法律规范中有关自留额、法定分保等需要修缮的条款提出了修正建议。

关 键 词:再保险  法定分保  再保险市场  自留额

On the legal reinsurance clauses of China
WU Rong.On the legal reinsurance clauses of China[J].Journal of Southeast University(Philosophy and Social Science ),2001(Z2).
Authors:WU Rong
Abstract:Reinsurance is a transaction between two insurance companies in which one of them purchases insurance from the other. A primary insurer thus sets an internal retention limit. It will retain all exposure up to the retention limit and reinsure the amount of value that exceeds this limit. Thus, reinsurance allows stability in operating results. Nowadays, the reinsurance industry in China is still lagging a lot behing and is an obstacle for China’s development. This article intends to discuss the legal reinsurance clauses and others in the laws, and then gives some advise about their amendment.
Keywords:reinsurance  legal reinsurance  reinsurance  market  retention
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