| 反向抵押贷款:养老保障新视角 |
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| 引用本文： | 陈泽华,袁友文.反向抵押贷款:养老保障新视角[J].中国地质大学学报(社会科学版),2006,6(5):31-34. |
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| 作者姓名： | 陈泽华 袁友文 |
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| 作者单位： | 武汉科技大学,文法与经济学院,湖北,武汉,430065 |
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| 摘 要： | 我国正快速步入老龄化社会,养老压力日益突出,传统养老模式已不能满足市场经济条件下人们对养老的需求。作为避免老龄化危机的有效途径,反向抵押贷款在美国取得了巨大的成功。文章分析了在我国实施反向抵押贷款的必要性和可行性,并指出了存在的风险。
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| 关 键 词： | 反向抵押贷款 养老保障 住房 |
| 文章编号： | 1671-0169(2006)05-0031-04 |
| 修稿时间： | 2006年4月7日 |
Reverse Mortgage: A New View of Old-age Security |
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| CHEN Zhe-hua,YUAN You-wen.Reverse Mortgage: A New View of Old-age Security[J].Journal of China University of Geosciences(Social Sciences Edition),2006,6(5):31-34. |
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| Authors: | CHEN Zhe-hua YUAN You-wen |
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| Abstract: | With the rapid population aging in China,the pressure of supporting the old comes to be a big issue.The traditional models cannot meet the requests under market-oriented economy conditions.Reverse mortgage,which is another effective way to avert the old age crisis,has achieved a great success in America.This paper not only analyses the necessity and the feasibility for carrying out the reverse mortgage,but also points out its existing risks. |
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| Keywords: | reverse mortgage old-age security house |
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