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保险消费的特点及消费者权益的自我保护
引用本文:李喜梅.保险消费的特点及消费者权益的自我保护[J].长沙理工大学学报(社会科学版),2003,18(2):66-67.
作者姓名:李喜梅
作者单位:长沙电力学院,财经系,湖南,长沙,410077
摘    要:保险消费具有不同于一般商品消费的特点,如保险商品是无形产品、保险交易采取非即时结算方式、保险关系通过保险合同维系、遵守最大诚信原则等。保险消费者应针对保险消费特点实施自我保护行为。

关 键 词:保险消费  特点  权益  自我保护
文章编号:1007-6271(2003)02-0066-02
修稿时间:2002年10月8日

The Characteristics of Insurance Consumption and the Self- protection of Rights and Interests of Consumers
LI Xi-mei.The Characteristics of Insurance Consumption and the Self- protection of Rights and Interests of Consumers[J].Journal of Changsha University of Science & Technology,2003,18(2):66-67.
Authors:LI Xi-mei
Abstract:Insurance consumption has its own distinctive peculiarities, which dis tinguish itself from ordinary commodity consumption. As a formless product, the transaction is conducted without a prompt settlement of accounts while the prote ction of the business relationship is attained only through a contract with the principle of sincerity and trust. In accordance, the consumers should adopt some practical strategies in order to protect their own rights and interests.
Keywords:insurance consumption  characteristics  rights and  interests  self-protection  
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