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| 汽车消费贷款风险分析与防范 | |
| 引用本文： | 黄琼. 汽车消费贷款风险分析与防范[J]. 佛山科学技术学院学报(社会科学版), 2005, 23(6): 36-38 |
| 作者姓名： | 黄琼 |
| 作者单位： | 中共佛山市委党校,社会经济发展研究所,广东,佛山,528000 |
| 摘 要： | 汽车消费贷款业务的由盛到衰,一方面是由保险公司、银行自身经营管理和风险控制不到位所造成的,另一方面与汽车消费贷款制度有直接关系。因而,银行、保险公司和汽车销售商必须三方联手合作才能有效化解风险,同时建立健全的社会和个人信用保障体系和汽车信贷法律、法规体系才能促进汽车消费贷款业务的发展。 |
| 关 键 词： | 贷款 分析 汽车 |
| 文章编号： | 1008-018X(2005)06-0036-03 |
| 修稿时间： | 2005-06-10 |
Analysis of Loaning Risks of Automobile Consumption and Precautions |
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| HUANG Qiong. Analysis of Loaning Risks of Automobile Consumption and Precautions[J]. Journal of Foshan University(Social Science), 2005, 23(6): 36-38 | |
| Authors: | HUANG Qiong |
| Abstract: | The loaning business of automobile consumption has undergone the beginning rise to present decline.On one hand,it is caused by the incomplete work of the insurance company,the bank's inner management and the risk control;on the other hand,it has something to do with the loaning system. So,the bank,the insurance company and the automanufacturer must cooperate so as to lift effectively the risks.In the meantime,perfect social and personal credit guarantee system,auto-loaning regulations and law should be established to stimulate the development of loaning business of auto-consumption. |
| Keywords: | loan: analysis automobile |
| 本文献已被 CNKI 维普 万方数据 等数据库收录！ | |