| 论银行账户资金的权利属性 |
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| 引用本文： | 李前伦.论银行账户资金的权利属性[J].大连海事大学学报(社会科学版),2008,7(1):20-23,65. |
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| 作者姓名： | 李前伦 |
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| 作者单位： | 武汉大学,法学院,武汉,430072 |
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| 摘 要： | 在阐述物权价值化、物权与债权相区分的基础上，对银行账户资金的属性、存款性质进行分析，得出存款人对银行账户资金即存款享有所有权、存款合同在性质上属于资金保管与转移资金利用权的混合合同的结论。最后论述存款人与银行之间的法律关系等问题。
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| 关 键 词： | 银行账户资金 债权 物权 |
| 文章编号： | 1671-7031(2008)01-0020-04 |
| 修稿时间： | 2007年7月16日 |
Nature of funds in banking account |
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| LI Qian-lun.Nature of funds in banking account[J].Journal of Dalian Maritime University:Social Science Edition,2008,7(1):20-23,65. |
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| Authors: | LI Qian-lun |
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| Institution: | LI Qian-lun (School of Law, Wuhan Univ. , Wuhan 430072, China) |
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| Abstract: | The paper analyzed the nature of the funds in banking account and the depositing funds contract based on the valuation on real right and the distinguishing between right of creditor and real right.It concluded that a depositor enjoys a real right over his funds in the banking account and depositing funds contract is a mixed one in nature by a common deposit contract and a contract on transferring the utilization right of the funds.Finally it discussed the relationship between the depositor and the bank. |
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| Keywords: | funds in banking account right of creditor real right |
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