Affiliation: | 1. Department of Public Health Sciences, University of North Carolina at Charlotte, Charlotte, NC, USA;2. School of Public Health, Faculty of Medicine, Imperial College London, London, UK;3. Centro de Finanzas, IESA, Caracas, Venezuela;4. University of the Andes School of Management (Uniandes), Bogotá, Colombia;5. Ingenieria Financiera, Universidad Piloto de Colombia, Bogotá, Colombia |