对中小企业融资难问题的几点思考

融资难一直是困扰中小企业健康发展的重要因素，在政府高度重视，并不断深入探求改善融资环境的同时，作为重要当事人——中小企业也应正视自身存在的问题。本文就当前由中小企业自身原因造成的融资难问题进行了剖析，并提出了一些对策和建议，希望中小企业能够通过提升自身素质，与政府和金融机构等各方力量密切配合，共同解决阻碍其发展的历史难题。

On the Financing Difficulties of Small and Medium Enterprises

Financing difficulties have been an important factor affecting the healthy development of small and medium-sized enterprises.The Government attaches great importance to this problem and continue to seek to improve the financing environment;while small and medium enterprises should also face their own problems.In this paper,the author analyzed the current issues caused by the small and medium-sized enterprises themselves and put forward some countermeasures and proposals in the hope of enhancing their own qu...