公司担保中债权人“善意”的认定

违反公司法规定提供的公司担保的效力问题，在学界和实务界都存在比较多的争议，但倾向性的意见是从越权行为的角度，适用《合同法》第50条的规定来处理该类案件。这样，债权人是否“善意”成为认定公司担保合同效力的关键。有的认为债权人对公司提供担保的意思形成过程不承担审查义务，但不少人认为应当承担审查义务。公司法对公司担保的规定实质上是调整公司内部法律关系，目的在于使公司董事、经理等高级管理人员对公司承担忠实义务和勤勉义务，以保护股东和公司的利益。对债权人科以审查义务既不可行也无必要。债权人的善意不以承担审查义务为要件。

The Identification of Creditor ＂Goodwill＂ in Corporate Security

The validity of corporate guarantees provided in violation of the Company Law is controver- sial in both academic and practical fields. The tendency is to apply Article 50 of the Contract Law on such cases in terms of ultra vires acts. Thus, the creditor ＂Goodwill＂ is crucial to the judgement of corporate guarantee validity. Some believe that the creditors do not assume obligations of reviewing the formation of corporate guarantees, while many people think the opposite. The provisions of the Company Law are basically aimed at adjusting the legal relationship within the company so as to im- pose the duty of loyalty and diligence upon the directors, managers and other senior management per- sonnel of the company. It is neither feasible nor necessary for creditors to assume the duty of revie- wing, which is not the required factor in identifying creditor ＂goodwill＂.