民营银行发展的基本理论和战略选择

21世纪是金融世纪,金融是现代产业活动的中心,市场经济的发展呼唤民营银行的诞生.文章从民营银行的理论分析、民营银行的实证考察、民营银行的战略选择三个方面,对民营银行在我国建立的理由、条件,中外历史经验以及发展的目标模式做了分析考察.民营银行的积极意义不仅在于融资、投资和支持产业活动,而且在于实现公民产权,实现向有产者转化.

Basic Theory and Strategic Alternatives for the Development of Privately-owned Banks

The 21st century is one of finance. Finance is the heart of modern industrial activities. The development of market economy calls for the birth of privately-owned banks. This article undertakes an analysis and survey of the grounds, conditions, historical experience from home and abroad, as well as objectives and forms for development of privately-owned banks in China from three approaches of theoretical analysis, positive survey and strategic alternatives for privately-owned banks. The positive significance of privately-owned banks not only lies in the financing, investment, and support of industrial activities but also in the realization of civil property and the transition towards property owners.