动产让与担保制度之可行性探讨

动产让与担保是债务人或第三人为担保债务人的债务,而将担保标的物的财产权转移给担保权人(债权人),于债务清偿后,标的物应返还给债务人或第三人,债务不履行时,担保权人得就该标的物受偿的非典型担保.在实践中设立动产让与担保制度,清楚地认识其利弊,趋利避害,有助于中小企业融资,并为中小企业向担保公司提供的反担保措施增加了选择.

On the Feasibility of Guarantee for Chattel Transfer

Guarantee for chattel transfer is a kind of un-typical guarantee which means that the debtor transfer the property to the creditor.After the debt paid off,the chattel will be returned to the debtor of the third party unless the creditor have the property of the chattel.The system of guarantee for chattel transfer help the settle of middle and small-sized enterprises financing and provide a new choice for counter-guarantee measure to the guarantee company.