加入WTO对我国产险业的影响及对策

分析了中国加入WTO后我国年轻的产险业所受到的影响,指出外资公司进入中国市场后将依靠其雄厚的资金实力,先进的经营管理手段及丰富的保险产品使其在竞争中处于优势,并对我国产险业形成冲击;同时,中资公司也有借机打入国际保险市场的机遇.面临挑战,提出了改进和完善国家对保险业的监管体系,拓宽保险资金运用渠道,提高经营管理水平等措施,并进一步阐明了大力培养民族保险业的重要性和策略.

Impacts of China's Entry into WTO on Chinese Property Insurance Industry and theCountermeasures

This paper analyses the influence on the young Chinese property insurance industry of China's entry of the WTO. After entering Chinese market, foreign enterprises owing to their solid capital strength, advanced management as well as various insurance products will be on a good wicket and impact greatly on our domestic insurance industry. Meanwhile, Chinese capital enterprises will also have the opportunity of entering the international insurance market. This paper provides accordingly proposals of improving and perfecting the administration of the insurance industry, broadening the channel to use the insurance capital as well as improving the management, etc. Great emphasis is also laid on cultivating the national insurance industry.