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绿色信贷业务的利益分析及制度完善
引用本文:夏少敏,段凯莉. 绿色信贷业务的利益分析及制度完善[J]. 太原理工大学学报(社会科学版), 2014, 0(1): 26-29
作者姓名:夏少敏  段凯莉
作者单位:[1]武汉大学法学院,湖北武汉430072 [2]浙江农林大学法政学院,浙江临安311300
基金项目:湖北水事研究中心2012年度研究项目(20128010);浙江农林大学研究生科研创新课题“浙江省可再生能源法律制度研究”(3122013240193)
摘    要:
绿色信贷业务涉及贷款人、借款人和监管者这三种直接的利益主体。在绿色信贷业务中,各利益主体的利益追求与商业银行环境风险管理、可持续金融及企业社会责任的目标取向存在共生共荣的关系。作为绿色信贷实行的桥梁,环境信息公开和共享情况直接影响绿色信贷的执行效果。建立“绿色银行”评价机制,鼓励银行开发针对中小企业的绿色金融产品,是完善我国绿色信贷制度有效的利益“抓手”。

关 键 词:绿色信贷  法律  软法  利益

Interest Analysis and System Improvement of Green Credit Business
XIA Shao-min,DUAN Kai-li. Interest Analysis and System Improvement of Green Credit Business[J]. Journal of Taiyuan University of Technology(Social Sciences Edition), 2014, 0(1): 26-29
Authors:XIA Shao-min  DUAN Kai-li
Affiliation:1. School of Law ,Wuhan University ,Wuhan Hubei 430072 ,China; 2. School of Law and Politics ,Zhejiang A&F University ,Lin' an Zhejiang 311300 ,China)
Abstract:
Green credit business relates to three direct interest subjects-lenders ,borrowers and su-pervisors ,whose interest pursuit has a symbiotic relationship with the goal orientation of environ-mental risk management of commercial banks ,sustainable financial development and corporate so-cial responsibility .As a bridge of implementing green credit ,environmental information disclosure and sharing directly affects the implementation of green credit .It is the effective interest “hold”of perfecting green credit system in China to establish “green bank”evaluation mechanism and to en-courage banks to develop green financial products for small and medium-sized enterprises .
Keywords:green credit  law  soft law  interest
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