农村微型金融发展政策规制研究

农村微型金融发展对于推动农村经济社会发展,解决＂三农＂问题,促进我国统筹城乡建设,完善金融服务体系具有极为重要的意义。基于农村微型金融发展现状,其发展必须贯彻公益性、商业性和社会性平衡理念,不能偏离保障农民生存权、发展权的法理基础,准确定位制度设计的价值目标,完善相应的政策法律制度体系,提高从业人员的业务素质,建立健全自身的治理结构体系。

Study on the Policies and Regulations of Rural Microfinance Development

The development of rural microfinance is significant in promoting rural economic and social development, solving the issues of "agriculture, rural areas and farmers", promoting the overall urban and rural construction, and improving the financial service system in China. The development of rural microfinance must balance the public welfare, commercial and social benefits, and should never deviate from the legal principles of safeguarding farmers' right to survival and development. We also need to set the accurate value target, improve the corresponding policies and legal system, enhance the staff's professional quality, and establish its own system of governance structure.