国外农村合作金融模式及其对我国的启示

农村信用社是我国农村地区最庞大和最完备的正规金融组织,但其服务农村经济的职能远未充分发挥,在经营管理方面依然存在一些问题。考察、研究和借鉴国外农村合作金融的成功模式,对加快和深化我国农村信用社的改革,加强我国农村合作金融工作具有重要的意义。农村信用社改革必须处理好农村信用社的发展方向问题、国家政策扶持问题、改革的重点和难点等关键性问题。

Rural Finance Cooperatives in Foreign Countries and the Lessons for China

Though the Rural Credit Cooperatives is the largest and the most complete financial institution in China's rural areas,there still exist problems in its operation and management.Its functions in advancing rural economies haven't yet been fully played.The reforms of the cooperatives would be speeded up and deepened and the rural cooperative finance in China could be strengthened as well if the successful modes of financial cooperatives in rural areas in foreign countries could be well investigated,studied an...