The Role of Parents in Introducing Children to Financial Services: Evidence from Ghana-YouthSave |
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| Authors: | Shiyou Wu Mathieu R. Despard Gina Chowa |
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| Affiliation: | 1.School of Social Work,University of North Carolina at Chapel Hill,Chapel Hill,USA;2.School of Social Work,University of Michigan,Ann Arbor,USA |
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| Abstract: | Financial capability—financial knowledge, skills, and access to financial services—may help smooth transitions to adulthood for youth and is affected by socialization experiences with parents and other family members. Among a sample of youth and their parents enrolled in the YouthSave experiment in Ghana (n?=?4,065), this study examined whether physical access to financial services and/or visiting banks with parents or other family members was associated with youth’s perceptions and understanding of financial institutions. We found a statistically significant association between visiting the bank with a parent or other family member and youth’s attitudes (β?=?1.45, p?p?
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