| 贷款风险管理中道德风险的防范模型 |
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| 引用本文： | 李延喜,迟国泰.贷款风险管理中道德风险的防范模型[J].中国管理科学,1999,7(1):21-24. |
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| 作者姓名： | 李延喜 迟国泰 |
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| 作者单位： | 大连理工大学管理学院 辽宁大连 116024 |
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| 摘 要： | 由于贷款风险管理中信息不对称性的存在,导致贷款道德风险的产生,加大了银行贷款风险。本文通过设置激励条件,构造出道德风险的防范模型,对于降低银行贷款风险具有重要参考价值。
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| 关 键 词： | 贷款 道德风险 防范模型 |
| 收稿时间： | 1998-08-10; |
| 修稿时间： | 1998-08-10 |
The Guarding Model of Moral Risk for Credit Risk Management |
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| Li Yanxi,Chi Guotai.The Guarding Model of Moral Risk for Credit Risk Management[J].Chinese Journal of Management Science,1999,7(1):21-24. |
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| Authors: | Li Yanxi Chi Guotai |
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| Institution: | School of Management, Dalian University of Technology, Dalian |
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| Abstract: | Due to unsymmetrical character of information in credit risk management, the moral risk will be caused, and loan risk of bank becomes larger. According to the theory of operations research and information economics, the guarding model of moral risk is formulated in this paper. It will play an important role in reducing the loan risk of bank. |
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| Keywords: | loan moral risk guarding model |
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