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我国实施住房抵押贷款证券化的策略研究
引用本文:林治海.我国实施住房抵押贷款证券化的策略研究[J].辽宁大学学报(哲学社会科学版),2004,32(6):120-123.
作者姓名:林治海
作者单位:东北财经大学,金融学院,辽宁,大连,116025
摘    要:随着我国住房制度改革进程的不断加快,住房抵押贷款的需求量将快速增长,这必将会使我国金融机构"短存长贷"的矛盾和资金短缺问题越发凸现,住房抵押贷款证券化作为一条较好的解决途径非常值得我们进行深入研究。本文从建立健全政府的支持体系和不断完善住房抵押贷款证券化的基础条件两个方面对我国实施住房抵押贷款证券化进行了探讨。

关 键 词:证券化  政府支持  基础环境
文章编号:1002-3291(2004)06-0120-04
修稿时间:2004年7月2日

The Strategy Research of the Housing Mortgage Securitization
LIN Zhi-hai.The Strategy Research of the Housing Mortgage Securitization[J].Jounal of Liaoning University(Philosophy and Social Sciences Edition),2004,32(6):120-123.
Authors:LIN Zhi-hai
Abstract:Along with the reform progress of our country housing system continuously quicken, the demand of the housing mortgage will quickly increase. This will make our country financing institution's short-term funds be used by long-term loan contradiction and funds missing problem quickly appear. The housing mortgage securitization to be used as a good path of solution deserve us to go deep into research. This paper puts forward the strategy of developing housing mortgage securitization in our country.
Keywords:securitization  government support  foundation environment  
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