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县域金融创新与西部乡镇中小企业的可持续发展
引用本文:王晓义,杨忠直.县域金融创新与西部乡镇中小企业的可持续发展[J].西北农林科技大学学报,2005,5(2):28-31.
作者姓名:王晓义  杨忠直
作者单位:1. 天津大学,管理学院,天津,300072
2. 上海交通大学,管理学院,上海,200030
摘    要:县域经济的主体是中小企业,但我国目前以国有银行为主体的金融系统与中小企业的融资特点不相匹配。近年来,国有银行调整市场定位、实行集约化经营、撤并县域分支机构,更加弱化了中小企业的融资环境。我国西部地区由于历史、地理以及体制等方面的原因,这种冲击造成的影响更加严重。

关 键 词:县域金融  金融创新  中小企业  可持续发展
文章编号:1009-9107(2005)02-0028-04
修稿时间:2004年10月8日

Research on Relationship Between Financial Innovation in Counties and Sustainable Development of the SMEs in West Region of China
WANG Xiao-yi,YANG Zhong-zhi.Research on Relationship Between Financial Innovation in Counties and Sustainable Development of the SMEs in West Region of China[J].Journal of Northwest Sci-Tech University of Agriculture and Forestry(Social Science),2005,5(2):28-31.
Authors:WANG Xiao-yi~  YANG Zhong-zhi~
Institution:WANG Xiao-yi~1,YANG Zhong-zhi~2
Abstract:The SMEs are the main part of county economy, but the capital supply in the financial system dominated by state-owned banks isn't suitable for the needs of the SMEs. Among this system, private small & middle banks are short and develop slowly.There are not enough channels available between the SMEs and the existing financial system.So the SMEs' developing is badly confined by this situation. The SMEs' financial situation in western China is worse than that in the East due to its historical, geographical and mechanism facts.
Keywords:county finance  financial innovation  the SME  sustainable development  
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